Mortgage Loan Officer
Company: Farmers National Bank
Location: Strongsville
Posted on: May 23, 2023
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Job Description:
SUMMARY: The primary purpose of this role is to source, qualify
and originate 1-4 family, mortgage loans. While conducting this
work the Loan Consultant will also be required to discover and
refer cross-selling opportunities as necessary to partner divisions
within the Bank (Trust, Insurance, etc.). Loan Consultants will
also be responsible for coaching and training retail branch staff
regarding mortgage loan products, referral cues and referral
processes.ESSENTIAL DUTIES and RESPONSIBILITIES include, but are
not limited to the following:Source, qualify and originate 1-4
family mortgage loansRecognize and execute qualified cross-sell
opportunities for other divisions such as Farmers Trust, Farmers
Insurance, Commercial Lending and Private Client ServicesSupport
and partner with assigned retail branch teams to assist clients and
generate new mortgage opportunitiesDevelop and maintain profitable
Centers Of Influence to help generate new business leadsDevelop and
maintain relationships within the real estate communityCollect,
process and complete appropriate mortgage paperwork such as
mortgage applications, tax statements, income data, etc.Create and
track various production and call reports on a
monthly/quarterly/annual basisTravel to multiple retail banking
offices and client homes/offices on a daily basisGenerate new
business leads through personal referrals and other centers of
influenceProvide superior client service through meticulous
attention to detail and to the client needs/wantsEnsure compliance
with all government and regulatory requirementsInterview applicants
and request specified information for loan applicationAnalyze
applicant's financial status, credit, and property evaluation to
determine feasibility of granting loanCorrespond with applicant or
creditors to resolve questions regarding application
informationComplete all mandatory and elective training, including
BSA (Bank Secrecy Act) and Anti-Money Laundering procedures.
Maintain compliance with all appropriate rules and
regulations.Regular, predictable attendance is an essential
requirement of this positionEDUCATION and/or EXPERIENCE:High School
Diploma or G.E.D. required, Associate's Degree in business (real
estate preferred)Must be eligible for NMLS licensing or be
currently licensed and in good standingMinimum of 1 year experience
in mortgage lending and/or processingThorough knowledge of Freddie
Mac (FHLMC) and Fannie Mae (FNMA)FHA/VA knowledge requiredProven
understanding of mortgage terminology, documentation, and
regulationsProven organizational skillsStrong computer skills
(Excel, Word)Farmers National Banc Corp. is an Equal Opportunity
Employer: disability/veteranEducationRequiredHigh School or
betterLicenses & CertificationsPreferredNMLSSkillsRequiredMortgage
LendingEqual Opportunity Employer/Protected Veterans/Individuals
with DisabilitiesThe contractor will not discharge or in any other
manner discriminate against employees or applicants because they
have inquired about, discussed, or disclosed their own pay or the
pay of another employee or applicant. However, employees who have
access to the compensation information of other employees or
applicants as a part of their essential job functions cannot
disclose the pay of other employees or applicants to individuals
who do not otherwise have access to compensation information,
unless the disclosure is (a) in response to a formal complaint or
charge, (b) in furtherance of an investigation, proceeding,
hearing, or action, including an investigation conducted by the
employer, or (c) consistent with the contractor's legal duty to
furnish information. 41 CFR 60-1.35(c)
Keywords: Farmers National Bank, Strongsville , Mortgage Loan Officer, Other , Strongsville, Ohio
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